TERMS AND CONDITIONS OF USE

IBEW Local 43 & Electrical Contractors Benefit Trust Funds Member Portal Terms and Conditions of Use

The IBEW Local 43 & Electrical Contractors Benefit Trust Funds (the “Funds”) is pleased to offer members of the Funds online access to portions of their benefit record. If you would like to participate as a user of the Member Portal you may register for the service via this website.

IMPORTANT DISCLAIMER INFORMATION

The use of this website relating to the International Brotherhood of Electrical Workers and Electrical Contractors Annuity, Pension, and Welfare Funds (the Funds) is intended solely for our Participants and their Beneficiaries and is subject to the following "Legal Conditions and Terms of Use." By proceeding and using this website relating to the Funds you acknowledge acceptance of these terms.

You may use its content to generally learn about your benefits and the services of the Funds. However, the Funds do not warrant the accuracy or completeness of the information, text, graphics, links, or other items contained on this site, and expressly disclaim liability for errors or omissions in these materials, and disclaims all warranties expressed or implied. The presentation contains information derived from the Funds’ plans, summary plan descriptions and other documents. While the Funds intend to provide accurate information on this website, they cannot guarantee that all the information was installed properly and/or is current at the time it may be viewed. In the case of any conflict between any of the information on this site and the documents (plans, summary plan descriptions or other written materials) the Funds’ documents will prevail. You should contact the Fund Office to receive answers to your questions and receive the current documents.

In no event, will the Funds, Trustees, service providers or other third parties who may be mentioned on this site, be liable for any damages whatsoever arising out of the reliance, use, inability to use, or the results of use of this site, any websites linked to this site or the materials or information contained at any or all such sites.

All benefits payable by the Funds are subject to final review and approval by the Boards of Trustees. If the Funds have provided links to outside sites, it is solely as a convenience to the user and the Funds are not responsible for the content or the availability of these sites. The Funds do not regularly review materials posted on the linked sites, nor do they endorse all of the materials appearing at such sites. Any use of the links provided to other sites shall be at the sole risk of the user.

You are being provided access to the Member Portal information system through the IBEW Local 43 Benefit Trust Funds. To access the Member Portal, the user must agree to be bound by the terms of this Member Portal Licensing Agreement for the material and data contained in the Member Portal. If you do not agree to the terms of this Agreement, please do not use the Member Portal.

Please note that the information presented in the Member Portal may be viewed by staff members of the Funds.

Benefit Information

Information on the Member Portal is provided "as is" without warranty of any kind and is meant for use only for inquiry purposes. User reliance on the material in the Member Portal is at your own risk. Please note the work history and benefit information provided on the Member Portal is not a replacement for formal work history confirmation and benefit calculations provided by the Funds.

The electronic record is the property of the Funds and the information displayed in the Member Portal may not be accurate including the complete work history and/or benefit record. Please contact the Funds in regard to discrepancies with the information listed in your record.

The Funds place considerable emphasis on the privacy of member information and compliance with State and Federal Privacy Laws. As a user of the Member Portal, you understand that you are solely responsible for any sharing of its content that you intentionally or unintentionally communicate to others. Please do not share your password with anyone. The Member Portal is configured to be secure from unauthorized access, but the Funds cannot be held responsible for:

Absolute security of all electronic communication transmissions between the member and the Member Portal website;
Unauthorized disclosure resulting from a user not logging out of an active session;
Unauthorized disclosure resulting from a lost or stolen user ID and password;
Unauthorized disclosure resulting from information printed by the user from the Member Portal;
Unauthorized disclosure resulting from personal computer settings or installed software products that may compromise information security; or
Similar events outside the substantial control of the Funds.

Security

Encryption: The Funds employ 256-bit encryption to encrypt communication between your web browser and the Funds’ secure web server.
The Funds uses a dedicated web server. The Funds’ web server is separate from the server hosting the electronic work history and benefit records. In the unlikely event the web server is compromised, no member information would be exposed since it is not saved to the web server.
Electronic member information is saved behind a firewall.
No caching of data in the browser is allowed. Caching is disabled, forcing the web pages to expire immediately.
After a period of inactivity the login session will time out.
The web server is constantly monitored for evidence of any break-in attempts.

Appropriate Use

Access to the Member Portal system is granted to users for the purpose of inquiring of their work history and benefit information. Use of the system unrelated to this purpose may result in the suspension or termination of access privileges.

Other Terms

IBEW Local 43 & Electrical Contractors Benefit Trust Funds shall not be liable for any damages suffered by the user or other third parties related to, directly or indirectly, the material and information contained in the Member Portal. Under no circumstances will the Funds be liable to the user or any other person for direct, indirect, special, incidental or consequential damages of any type, even if informed of the possibility of such damages. The Funds cannot guarantee access to the Member Portal system and are not liable for the user's inability to access or view the information contained on the site. By downloading or viewing the information on the Member Portal, the user agrees to hold the Funds harmless and indemnify them against any damages, claims, or other claims asserted against the Funds arising out of, or in any way connected with, the user's utilization of the Member Portal or the information contained therein.

This Agreement shall be governed and construed in accordance with the laws of the State of New York. Member Portal information and the logos, icons and other marks shown or referenced within are reserved by IBEW Local 43 & Electrical Contractors Benefit Trust Funds and their technology partners, and are protected by copyright and trademark law. The user may not reproduce such information without the prior written consent of IBEW Local 43 Benefit Trust Funds.

This Agreement contains the entire agreement between the parties with respect to the subject matter contained herein and it shall not be modified or amended except by signed written instrument. The terms of this Agreement may be changed at any time in the discretion of the IBEW Local 43 & Electrical Contractors Benefit Trust Funds and updated terms will be posted on the Member Portal website for user access.